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Reshape Housing Finance Together Reshape Housing Finance Together Join our pioneering lending model connecting credit unions with sustainable housing solutions. Early partners gain exclusive access and preferred terms.

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For CUSOs

Partner with Us to Revolutionize Housing Finance

As a CUSO, you understand the importance of delivering innovative, high-value solutions to your credit union members. The Home Diversified Mortgage is a transformative product that eliminates credit risk, fosters member engagement, and creates profit-sharing opportunities.

For Credit Unions

Offer Your Members Affordable, Risk-Free Mortgages

The Home Diversified Mortgage helps credit unions stand out in a competitive landscape by providing innovative, risk-free housing solutions. With zero credit risk, affordable fees, and built-in profit-sharing, this program strengthens your value to members while driving revenue growth.

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For Credit Union Members

Achieve Homeownership with a Smarter Mortgage

The Home Diversified Mortgage is designed for you—offering financial stability and affordability like no other mortgage. With zero down payment, no PMI, and free home value protection, you can enjoy peace of mind while building your future.

Frequently Asked Questions Frequently Asked Questions Home Diversification

  • The Home Diversified Mortgage is an innovative, risk-free mortgage product that eliminates credit risk through a bankruptcy-remote Special Purpose Vehicle (SPV). Borrowers benefit from a smoother, diversified Home Price Index (HPI) while credit unions generate sustainable revenue and attract new members.